The most common reason a commercial client walks away from a good quote is not the price — it is the size of the first check. Premium financing turns an annual premium into a manageable down payment and monthly installments, so the client can bind today.
Why agents use NatPrem
- Built for commercial lines — trucking auto liability, cargo, physical damage, general liability and business policies.
- Fast setup — send the policy details and the signed agreement and we fund the insurance company.
- Bilingual service — we serve your Spanish-speaking clients in Spanish, including notices and reminders.
- Licensed in Texas — Texas Department of Insurance premium finance license No. 3036548.
What to send us for a new account
- Insurance company, policy or quote number, effective date and term.
- Total premium, with taxes and fees broken out, and any minimum earned premium.
- The premium finance agreement, signed by the insured.
- The insured's legal name, mailing address, email and mobile number.
- The down payment, or confirmation you collected it.
Set the down payment right
For policies with a minimum earned premium, the down payment should cover it, plus any fees the insurance company will not refund. Getting this right protects the client and keeps the account in good standing if the policy cancels. Our estimate tool lets you run the numbers with the client and email the estimate.
We keep you informed
You receive a copy of every notice of intent to cancel on your clients' accounts, so you can step in before coverage is lost. And when a client calls you about a payment, we can tell you exactly where the account stands.
Talk to us
Ask your insurance agent to finance your premium with National Premium Finance Company, or get an estimate first. Questions? Call (214) 586-3155 or contact us. Hablamos español.