Licensing & Disclosures

Company & Licensing

National Premium Finance Company, LLC (“NatPrem”) is a licensed insurance premium finance company.

NatPrem is licensed by the Texas Department of Insurance as an Insurance Premium Finance Company under Chapter 651 of the Texas Insurance Code (Financing of Insurance Premiums). Texas Department of Insurance License No. 3036548.

Licensed location: 6855 Communications Pkwy, Suite 220, Plano, TX 75024.

What We Do

We finance insurance premiums for commercial and business insureds — typically through their insurance agent. We pay the premium to the carrier on the insured’s behalf, and the insured repays NatPrem over time under a written premium finance agreement.

Your Premium Finance Agreement

Premium financing is provided only under a separate written premium finance agreement. That agreement discloses the key terms of your financing, including the amount financed, the down payment, the finance charge, the annual percentage rate (APR), the number and amount of installments, and any applicable fees. Please read your agreement before you sign.

We Are Not an Insurance Company

NatPrem is a premium finance company — not an insurance company or insurance agency. We do not sell insurance or provide insurance advice. Your coverage, policy terms, and claims are handled by your insurance carrier and agent.

Questions or Complaints

Questions about your account? Call (214) 586-3155 or email Oscar@NatPrem.com. You may also contact the Texas Department of Insurance regarding a licensed premium finance company at 1-800-252-3439 or tdi.texas.gov.